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48 comments
🏆 Learn how to save $1,000 for the 2025 New Year without changing your lifestyle in my free 5-day $1,000 Savings Challenge starting Jan 6th → https://learn.vincentchan.co/save1k-1?utm_source=youtube&utm_medium=video&utm_campaign=save-1k
You just talk and talk for no solid plan
Time to go homeless 😤😤
Live with a roommate or 2
Dawg 😂
Save half what you get and live off less
7:39 that’s beautiful
Damn, our boy knows how to have a good time dining out.
⭐️⭐️⭐️⭐️⭐️
Ah ah ah the pet rock 11:19 so irresistible indeed.
What did you just say about Mammoths 🦣???
The best way to save money is by spending it on anything but better help
Investments are the roots of financial security; the deeper they grow, the stronger your future will be."
You are amazing❤ Wish I had found you sooner. Thank you.
Binge watching your videos right now
$720 monthly dining out and $240 groceries?🤔 not realistic
Donate to food kitchens.
Hola from Queretaro.
Use less expensive instead of cheap.
PORK IS DEADLY.
STOP THE BEGGING FOR EVERYTHING! A BIG TURNOFF!
DO NOT REBUILD AFTER DISASTERS.
FLATTERY IS FOOD FOR FOOLS.
ALL LIVES MATTER WORLDWIDE! STOP ELIMINATING PEOPLE.
GOD IS IN CHARGE. BEHAVE!
GET THE PEOPLE OUT NOW, BEFORE HURRICANES ETC.
MGT GCC 1971 CHICAGO TEMPLE # 2 Judith 3X.
Hola from Queretaro.
MGT. GCC 1971
I was 20 in 1962 when I first came to México, and I started to learn Spanish at 14. There are good and evil people and demons. You must be alert anywhere. I order my food etc. from La Comer for home delivery. My rent includes everything and is paid automatically each month. I am generous to honest and non-beggars. I have traveled all 50 states and the world from 20 to 79, and at 79, I moved to Queretaro in 2021. I enjoy my cooking best, since I am
Muslim, and we do not eat pork,
Hola from QUERETARO.
b word means being in total control here.
over 62 years traveling Mexico and the world,
MUTE THE GREEDY LIAR RUMP.
PUTIN is HIS BOSS.
FLY HOME TO PUTIN.
Do not debate or vote for convicted felons.
Hola from Queretaro. acajudi100 YouTube.
I do not vote for convicted felons
acajudi100 YouTube. I DO NOT BEG, and at 82, and I NEVER WILL.
I would never sell my country to local or foreign governments, no pardons for pay, inside trading.
HIGH TREASON
SHAME ON YOU USA TO ALLOW THIS LYING AND
CONVICTED FELON TO RUN FOR PRESIDENT.
PUTIN is HIS BOSS.
FLY HOME TO PUTIN.
acajudi100 YouTube, I never beg for anything. I was raised better.
My apartment in Queretaro includes everything,
I love Caleta. Over 62 years.
Please leave the USA for a safer and less expensive country, if you have SS or a pension, and small savings.
, no matter your age. Seniors and the young are being targeted and eliminated. Greedy demons want all of us dead. Karma never loses an address, and you are going to hell in gasoline drawers.
Hands are for helping and not harming. Send all criminals to war zones one way with shaved heads.
We are the 99% people, so start acting like it.
Hola from Queretaro.
Rent is 14k and later 15k and includes everything. i never beg or accept money. My groceries are online and home delivery, acajudi 100 YouTube. I do not beg or charge for my 411.
Over 62 years coming to Mexico, mainly Acapulco, and the world and all 50 USA states, I was born in Chicago in 1942.
Did he share the excel spreadsheet for his budget
I'm saving 92% of my salary. Both of my flats are bought for cash so no debt at all. No car – I mostly take public transportation. I don't eat out – cook home and I'm a vegetarian that eats one meal a day (that's all my body requires). I more or less free of compulsions and make a conscious choice every minute, before every purchase. I do buy occasional treats if I really want to (but it is rare when I really do want anything). I don't try to impress anyone and I'm very picky as to who do I hang out with (very few quality people). I don't allow anyone including my family to influence any decision I make.
All of that 94% saved money goes to buy Vanguard S&P 500 (VOO) and flexible bank deposits that pay 25% p.a. (I'm based outside US), and that I can withdraw at any point of time leaving a small minimum required balance.
Did you say car payment?😱
It would be great if somebody could explain how to calculate budget for 1 person of 4 persons family. I truly don't know how to calculate food eaten, electricity consumed and t-shirts that are worn by 1+ family members. And it's definitely not take all expenses and divide by 4.
love your videos
As a person who has a network of $182k at age 26 with a passive income of $800-$900 a month. Do not listen to this guy. Job has limited instinctive value and will not make you rich but a trap in a system where u trade your time for money. Real wealth is someone who is not just wealthy but also free. Does not matter! Which class you are in!
Now this nerd will start to sell you book/courses. That how they make money out of you.
At the end of every video I’m like “okay he’s ganna do the thing now where he’ll try convince me to watch another video” and it works every time…
My BFFs buy things when they're sad! They always say they don't have money and 'only break even' every month, and it drives me CRAZY! If they just stopped doing that (and budgeted) like I tell them, they'd have SO much more money! I can guarantee it! But they don't listen, even though I've OFFERED to help SO many times, and it's SO frustrating! Meanwhile, I'm over here like a dragon with my money, as they affectionately call it! I virtually NEVER spend anything without needing to, besides video games, and even those, I ONLY buy on SUPER good sales (and EVEN THEN, haven't done that in months 'cause I'm trying to get through more of my backlog first)! X'D
He Vincent what's the name of that TV series you said in strategy 7 please
Playing Black Myth Wukong definitely cost you a few pennies my dude.
Better help better help, but it won't. They're shady af.
Buffalo dont run towards storms…LOL
I can not speak for most since I’m still living at home but I’m 19 in college with a side job and I’m using a strategy from riches man in Babylon where you divide it as 70/20/10 and it’s working awesome I have even pushed it stricter to 50/20/20 but working out a system like this for you’re personal life can help tremendously (70/20/10 means 70% on monthly expenses 20% on debt and 10% on investments)
Do you cut off family to make this work? I can't have $20 without my mom or grandma telling me they need it for food or bills
Cant stop watching your videos, love your bgm where can i get it?
Your personal finances will suck until you master this formula: Spend less than you earn. It's simple but not easy for most people.
I Hit 110k today. Thank you for all the knowledge and nuggets you had thrown my way over the last months. Started last month 2024. Financial education is indeed required for more than 70% of the society in the country as very few are literate on the subject. thanks to Brittany Utley for helping me achieve this.
just turned 41 and awfully late to investing with barely any portfolio except my 401k, I have a decent amount of cash saved up and with inflation currently soaring AGAIN, I’m getting worried about retirement, my intention is to retire at 65 atleast, so how best do I maximize my savings of over $500k
I save 75% of my income and am depressed asf. Can’t enjoy life today. Hoarding it all for the future
Do you have your budget template available to share?
At this point it's a superpower making that many different videos about the same topic.
Hello, where can I download your spreasheets?
Step 1: have a high income
On the conversation on video editing and paying an editor to 'buy back time'.
I this is very useful and practical advice. However, I have applied one twist on this idea to great effect.
When I encounter a new problem or opportunity, I first try and learn and do the thing myself. Ie fixing electrical in the house, installing facets, doing my taxes, etc etc
Once I understand and appreciate how the thing is done (and often what makes it challenging/time consuming) I will look to hire someone to do it. In my experience this gives me a much better perspective of what is actually worth paying for and helps me to weed people who will take advantage of your ignorance and over charge you.
*Of course a good measure of understanding of one's own limitations/constraints is necessary to apply this strategy.
BMW is a definite contender for GOTY 🐵👑
Mortgage for only $1600 is wild lol
I'm with you until you mention pineapple pizza. I, too, went through a phase of shopping unnecessarily. Had a family, and it cured my priorities.
Every dollar saved is $1 verses every additional dollar made is significantly less after income taxes, sales taxes, effects of lifestyle creep, etc. Great video!
Great strategies, I will apply😊🙏🏿
I cannot stop watching your videos lol. Keep up the dope inspirational work bro
Ok so first off, make more money