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29 comments
👉🏽 My free masterclass (limited spots left!): https://nischa.me/masterclass10
Such an inspiring message.
⏵ 𝗡𝗶𝘀𝗰𝗵𝗮 Said this video for you :
❝• Save 15% of your income first – build an emergency fund for peace of mind and long-term financial security.
• Keep 65% of your income for essential expenses – control housing, transportation, and basic living costs to prevent lifestyle creep.
• Invest early – let compound interest work its magic over time; the sooner you start, the bigger your wealth grows.
• Maximize tax-advantaged accounts – use workplace retirement plans, Roth IRAs, or ISAs to grow money tax-free.
• Keep investing simple – use low-cost, diversified passive funds and “set it and forget it” for long-term growth.
• Allocate 20% for enjoyment – guilt-free spending keeps you motivated, balanced, and more likely to stick to financial goals.
• Regularly review and optimize expenses – negotiate big costs, reduce unnecessary spending, and free up room for saving and fun.❞
Good vibes.
Perfection.
Thank you for recommending Alice Lee Chen financials on one of your videos. I reached out to her and investing with her has been amazing.
Helped thanks
😂😂How do you optimize transport fee round the week. Just don't go to work 😂😂then you save up some transport fares
How did I just find this now?
This video just made my day!
Such powerful insights. This episode is a real game-changer for anyone who wants to achieve financial freedom and live a prosperous life. Truly inspiring (The Secret To Being Significant Revealed)………
My recommended is finally doing something right.
Thank you so much HIDUPZ for taking us shopping…my wish list just got longer
Where do you put debt?
LOUD
With your sleeve on your and and your expressive hand talking it looks like it is a hand puppet sometimes, lol.
@Nischa, Einstein never said compound interest is the 8th wonder of the world. Just wanted to let you know that, as it's silly to still hear people say that. He obviously carries intellectual authority, which is why people attribute it (and many other quotes) to him. The quote came from bankers in the mid-20th century. Compound interest was like infant counting blocks to him. General relatively (1915) and Special relativity (1905) were much bigger wonders ;). Other than that, sound advice! Sub'd.
hola
Thank you, we are over a million listening at you💯📈🍀🍀🍀✨🏮
0:45 being an Asian contractor during covid
Our fundamentals (mortgage, utilities, groceries, transport, council tax, buildings insurance) come in at £1,920 per month. That's a modest terraced house worth maybe £220k where we pretty much only turn the heating on in January and February. 1,920 ÷ 0.65 = 2,953, which would need a gross annual of about £46,500.
This is far above average for the age groups that would best optimise this approach. I like the idea, but it should be clear that this simply doesn't work for average earners in the UK with average 'fundamentals'. It might be buildable over time but not as illustrated in this video.
I am so happy i found you. Given i dont even live in the UK but your channel helps me plan. Be Blessed
We (my wife and I) are sick and tired of "not having" money. We come from financially humble families and we know the power of money and the freedom they (can) bring. We are saving 37% of our household income and splurge on 8-10% each month, we want to depend on US financially, not on the government.
Nisha a great BIG congratulations 🎉🎉and thank you your inspiration and insight .
Your videos simplify investing and saving with sound guidance
Hi thank-you you-make investment make sense your strategy does work
…I thought I had tradng figured out as well, watched YouTube, followed sig-nals, lost m0ney, until I came across a pro_fessional who is consistent, now I don't just take random trade, I move with stra-tegy, clarity, and purpose. My port_folio has seen consistent >growth, and more importantly, I finally feel like I know what I'm doing….
I treat my personal finances like a fortress balance sheet, not a business or a bank. I purchase preferred and spend preferred within my means and where not, go to my actual businesses or investors.
everyone’s journey with money is different, but having a clear plan makes all the difference. i've been using a budgeting app lately to stay consistent and it’s helped me make smarter decisions. wishing everyone watching this growth, peace, and financial clarity.
Us taxes on capital gains