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Raiz Invest hands-on review | Micro-investing apps Australia
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Raiz Invest hands-on review | Micro-investing apps Australia

  • March 13, 2026
  • Money Tips
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Here is our review of Raiz invest, the micro-investing app popular for it’s rounding up your spare change, has gotten an upgrade.

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Money Tips

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27 comments
  1. @BluesAustralia says:
    March 13, 2026 at 7:27 am

    Easy to listen & understand this lady…Thanks for sharing 😊

    Reply
  2. @igorcicimov6234 says:
    March 13, 2026 at 7:27 am

    Worth mentioning that it needs your bank account login for the roundup and funding, something that not everyone will appreciate.

    Reply
  3. @thebiggerpicture__ says:
    March 13, 2026 at 7:27 am

    Thanks for the video.

    Reply
  4. @THAIB76 says:
    March 13, 2026 at 7:27 am

    Thanks for the great information in this presentation 👍 I learnt alot from watching this helped out alot.

    Reply
  5. @olivedrabgarage6243 says:
    March 13, 2026 at 7:27 am

    Is it possible to set up three accounts that are separate but are still connected to my everyday banking for round up? I want to open up portfolios for my three kids, does that mean I need to have three separate email addresses, bank accounts etc etc? Can you add to the accounts "manually" by transferring from your online bank account to your Raiz account like a bank transfer? Can you with the funds without being stung with fees if you're not comfortable with using the app say for example.

    Reply
  6. @TheBlueskyson says:
    March 13, 2026 at 7:27 am

    Thanks Kylie. Great presentation of the lowdown. informative, personable, stylish. Merry xmas and HNY to all

    Reply
  7. @Noah-xv2ow says:
    March 13, 2026 at 7:27 am

    How do I unlink the funding account please

    Reply
  8. @chopsticksforlegs says:
    March 13, 2026 at 7:27 am

    Sounds like it's similar to a super fund.

    Reply
  9. @Wiradjuri217 says:
    March 13, 2026 at 7:27 am

    Thank you so much for this excellent explanation

    Reply
  10. @harrietmuthoni4394 says:
    March 13, 2026 at 7:27 am

    Best review I've seen on Raiz thus far.

    Reply
  11. @j3.sohardtogetahandle says:
    March 13, 2026 at 7:27 am

    you forgot the "underlying issues fees".

    Reply
  12. @prashbal3001 says:
    March 13, 2026 at 7:27 am

    While it seems to be getting lot of attention in Asia and Australia, but seems like a managed fund similar to our Super. Its been quoted by many financial experts that in long run Index funds have outperformed managed funds. Also what about the dividend return and re-investment.

    Reply
  13. @casperblackcat1975 says:
    March 13, 2026 at 7:27 am

    I've just starting using Raiz & I've put my portfolio on conservative In these challenging time I'm playing It safe looking at putting away 3k.

    Reply
  14. @shareejack2450 says:
    March 13, 2026 at 7:27 am

    So just to confirm, the more aggressive portfolios are better for long term investing? I’m talking 10 years plus.

    Reply
  15. @Life2shortWA says:
    March 13, 2026 at 7:27 am

    Can Finders do a review on Sharesies, please? Thank you

    Reply
  16. @Iba1204 says:
    March 13, 2026 at 7:27 am

    I'm a beginner. What portfolio to select?

    Reply
  17. @mareelewis7639 says:
    March 13, 2026 at 7:27 am

    I cannot believe how much i have lost in a month as its like wow. I signed up friends and they lost money as well. Not even going to keep this app.

    Reply
  18. @mareelewis7639 says:
    March 13, 2026 at 7:27 am

    This is scary for me but I really want to use it as I feel it could help me or is there better apps out there for doing this? I am excited about it all.

    Reply
  19. @krisvincent says:
    March 13, 2026 at 7:27 am

    Been using raiz since 2017. It is a good way for beginner investors to get into the stock market. The returns are way way better than the banks.

    Reply
  20. @mt_px says:
    March 13, 2026 at 7:27 am

    Started using raiz a few days ago. It looks alright

    Reply
  21. @HH-qk2or says:
    March 13, 2026 at 7:27 am

    They underperformed the benchmark because even the “aggressive” fund had some bonds in it, and that’s more true as you get more conservative with your portfolio choice. Comparing the portfolio to the ASX 200 is an unfair comparison because in a bill market the stock index will almost always beat a diversified portfolio that has stocks—but also bonds which are the culprits for the discrepancy in growth difference. However, in a Bear market the portfolio would benefit as the bonds would reduce volatility/drops.

    Reply
  22. @yourgflikesit says:
    March 13, 2026 at 7:27 am

    You forgot the fees of the underlying ETFs!!!!! 💵

    Reply
  23. @blackpods8033 says:
    March 13, 2026 at 7:27 am

    Use code "XF4KYT" or click on – https://app.raizinvest.com.au/invite/XF4KYT to get $10 into your RAIZ account.

    Reply
  24. @illused says:
    March 13, 2026 at 7:27 am

    Ooh a Kiwi? 😁 Was it $35/yr? I'm only thinking about joining for shopping, and if it has airbnb cashback it should be good! Spaceship reports APR 60% on their Universe portfolio, and I've tracked 25-30% growth in only 5 months. It beats the -100% of riskier investments! 😭

    Reply
  25. @yugabhavanjeeva says:
    March 13, 2026 at 7:27 am

    Ten Q Sis✌

    Reply
  26. @abhi8508 says:
    March 13, 2026 at 7:27 am

    I have started using Raiz and Spaceship voyager after watching a lots of review videos, researching by my own and reading a lot, and so far I am happy with both the platforms. Feel free to follow my investment journey on @t where I sharing information about how I am investing and what I feel so far being a newbie to the investment world.

    Reply
  27. @shankiho says:
    March 13, 2026 at 7:27 am

    Thanks for your video! I have just started using the app today and it makes me nervous already since I am a very beginner

    Reply

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