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The Dark Truth of Financial Independence Retire Early (FIRE) | What They Don’t Tell You
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The Dark Truth of Financial Independence Retire Early (FIRE) | What They Don’t Tell You

  • April 2, 2026
  • Money Tips
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https://www.365daystofire.com/ SPECIAL ANNOUNCEMENT: Enrollment for our 365 Days to FIRE Program is now open for the …

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32 comments
  1. @OurRichJourney says:
    April 2, 2026 at 8:22 am

    ▸▸▸ https://www.365daystofire.com/

    Enrollment is now open for our 365 Days to F.I.R.E. Program for 2025

    Sign up and get:

    ◼ Completed F.I.R.E. Plan, Stock Investing Plan, Real Estate Investing Plan, etc. by the end of program

    ◼ Daily F.I.R.E. Actions

    ◼ Monthly Live Q&As

    ◼ Small Accountability Groups

    ◼ Quarterly Book Club

    ◼ 3 Meet-ups in Portugal, including a 2-Day Conference with us in Porto!

    ◼ Private Facebook group

    ◼ Lifetime access to daily tasks, recorded live Q&As, recorded book club meetings, Facebook group, and resources

    ◼ Discounted future meetups as 365 Days to F.I.R.E. program alumni

    ◼ And more!

    To learn more and enroll NOW, go to: https://www.365daystofire.com/

    Reply
  2. @Younique-o3s says:
    April 2, 2026 at 8:22 am

    I hate working and that’s something I don’t think I’ll ever miss idc. My goal is to retire early.

    Reply
  3. @OnMyWayToFIRE says:
    April 2, 2026 at 8:22 am

    Great rundown. Thank you

    Reply
  4. @karanb_ytt says:
    April 2, 2026 at 8:22 am

    It’s eye-opening to hear the honest truth about the post-FIRE anxiety, it proves that retiring early isn't just a financial shift, but a massive emotional and social adjustment as well

    Reply
  5. @ronavchh says:
    April 2, 2026 at 8:22 am

    It’s so important to talk about the emotional adjustment after hitting FIRE, having a solid plan for the identity shift is just as crucial as the financial math 🧘‍♂💼

    Reply
  6. @TeonTaylor-p4i says:
    April 2, 2026 at 8:22 am

    Question is, how do you meet other early retirees to hang with during the bored times….

    Reply
  7. @richardconrad698 says:
    April 2, 2026 at 8:22 am

    I'm less worried about early retirement anxiety and more nervous about how much i'll spend in fuel by boating every single day! LOL

    Reply
  8. @paulg2059 says:
    April 2, 2026 at 8:22 am

    Why is endless travel the goal for people who retire? Is there no higher goal in life?

    Reply
  9. @CheukHoLui says:
    April 2, 2026 at 8:22 am

    this info is so real

    Reply
  10. @raymondbennettjr.8845 says:
    April 2, 2026 at 8:22 am

    Great content blessings to your family

    Reply
  11. @FreedomByFIRE_EU says:
    April 2, 2026 at 8:22 am

    great video! i've just started my own fire journey still got long ways to go but nice to hear someone talk about the downsides.

    Reply
  12. @ricovalentino1759 says:
    April 2, 2026 at 8:22 am

    We just need to adapt,
    Humans are the best to adapting.
    From being held to crawling to walking to running,
    Being fed to eating ourselves to being able to cook,
    From goo goo ga ga to talking and even multiple foreign languages,
    Starting school starting work starting retirement,
    It’s just the natural process in life.
    Money wise it’s all about maths,
    Track what you earn to what you spend,
    Clever investments to create financial freedom to not work,
    VERY IMPORTANT BEFORE YOU RETIRE MAKE SURE YOU HAVE PLENTY OF MONEY BECAUSE IT DOES MAKE RETIREMENT EVEN MORE SPECIAL.
    You want to be able to live, you don’t want to just sit infront of the tv being miserable.
    I semi retired at 42 then fully retired at 45,
    Best decision I’ve ever made in actual fact what I know now I wished I could have done it sooner.
    Good luck everyone
    One life live it well 🙏

    Reply
  13. @Mat_Gallusman says:
    April 2, 2026 at 8:22 am

    Is 60 years old old enough to retire 😂

    Reply
  14. @CharlesEnzo8 says:
    April 2, 2026 at 8:22 am

    One of the best decisions you can make as you approach retirement is to have your house paid off. Just think of the high rate of inflation and having to make mortgage payments even in retirement. One of the main causes of the majority of seniors' restless nights is the rising rate of inflation. They risk running out of money because of the rise in the cost of necessities. The amount of money retirees can take out of their retirement savings rises in tandem with price hikes.

    Reply
  15. @asdf123411288 says:
    April 2, 2026 at 8:22 am

    Congrats to you all. Why did you pick portugal? Im assuming some benefit to retiring there?

    Reply
  16. @JustinLewis7326 says:
    April 2, 2026 at 8:22 am

    if you retire early then your kids won't have any work ethics.

    Reply
  17. @sherlisu says:
    April 2, 2026 at 8:22 am

    Reached financial freedom at 30 🙂 Travel way too often, too much free time. Now I think I need goals and productivity.

    Reply
  18. @FIREDogFinance says:
    April 2, 2026 at 8:22 am

    Thanks guys that was a great warts and all reveal of early retirement. Better to hear it from someone living it than just the theory! 🥰🥰😍😍😍😄

    Reply
  19. @qrz37dft355 says:
    April 2, 2026 at 8:22 am

    Rich people should make you nervous. Your vids are missing something…. there should be like flames behind your ridiculous faces and expressions in these vids. I hope I am literally watching one of your vids while society unravels out on the street below me. I will just have another ring-ding and turn UP the volume!! Thanks, Satan!

    Reply
  20. @consecrato says:
    April 2, 2026 at 8:22 am

    I have reached my fire but I’m struggling to hit the early retirement button yet because I think I will get bored without my job. The day is coming when I will hit that button. I’m just not ready yet.

    Reply
  21. @YourStyleWallDecor says:
    April 2, 2026 at 8:22 am

    66 years old, very comfortably retired as of 5/31/14, shortly before turning 56.
    I am very Lucky and Blessed that all the points you brought up had been taken care of beforehand or didn't apply. E.g. child-free…by the Grace…
    Watched (and enjoyed) your video, glad to know I'm not "missing anything" LOL
    Thank you for an excellent, listener-friendly presentation, and for all the good that you do.
    Cheers and All Best!

    Reply
  22. @mathew3267 says:
    April 2, 2026 at 8:22 am

    I retired at 11 and moved to LA and somehow I spend 100k per year.

    Reply
  23. @OyunBabus-e4k says:
    April 2, 2026 at 8:22 am

    Generating wealth is important, but safeguarding your capital is even more crucial. Once it's gone, regaining financial stability becomes much harder. The key difference lies between "passing up an opportunity" and "losing it all." While new opportunities will always come, losing your capital could abruptly end your journey.

    Reply
  24. @realsodasiathompson7710 says:
    April 2, 2026 at 8:22 am

    Omg the Sunday scaries are so real!

    Reply
  25. @oceanview42 says:
    April 2, 2026 at 8:22 am

    Not sure who 'they' are? There is so much information avaioable and many of your points like healthcare costs and inlfation are pretty basic components of determining if you have enough assets. What about how people limit their social security earnings? What about the truth that many that FIRE and still working and earning money. I hope it works for you, but it will not for many.

    Reply
  26. @viviancarolgioao says:
    April 2, 2026 at 8:22 am

    You’re absolutely right—it feels like the traditional idea of retirement is slipping away for many people in the U.S. I actually had this discussion with friends yesterday, and we all agreed that the days when pensions provided security and people could comfortably retire in their hometowns are largely behind us. The rising cost of living, stagnant wages, and a lack of affordable housing have made it increasingly difficult to save enough for retirement. For those living in high-cost areas like Washington, D.C., retiring there is out of reach without significant financial resources.

    Reply
  27. @hantu4321 says:
    April 2, 2026 at 8:22 am

    Working on retirement because I don't feel I have the energy seeing most people don't last till retirement age anyways

    Reply
  28. @HughHalfordThompson says:
    April 2, 2026 at 8:22 am

    If you want to learn to retire early sign up and learn to have a side hustle i.e. go back to work??? I see a contradiction here.

    Reply
  29. @RoaringJaguar says:
    April 2, 2026 at 8:22 am

    Ahh the good life. I love it!

    Reply
  30. @simonmasson-dupras3946 says:
    April 2, 2026 at 8:22 am

    loneliness is one because that girl you like has to work 40 hour a week for the next 30 year .

    Reply
  31. @ballygar says:
    April 2, 2026 at 8:22 am

    Disappointing 😐

    Reply
  32. @DiegoVelasquez-r3x says:
    April 2, 2026 at 8:22 am

    I’ve worked hard my entire life and I want to enjoy the fruits of my labor without financial stress. I’m really concerned about whether I’ve saved enough and invested wisely.

    Reply

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