Personal Equity and Retirement Account (PERA) vs. Modified Pag-IBIG 2 (MP2) Looking for the best government investment for …
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Personal Equity and Retirement Account (PERA) vs. Modified Pag-IBIG 2 (MP2) Looking for the best government investment for …
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46 comments
Nagtry na ako i withdraw yung 1K ko sa DragonFi PERA account, at kinancel lang yung request ko. Pucha, so in the end, naka invest sa REITS lang yung 1K at nageearn ng kakarampot na piso.
PERA is a joke for us young ones. Mas bali ng lagay sa pataas na graph ng S&P500 kesa sa 10 years na sideways ng PSEI.
Automatic reinvested ba yung dividend sa Pera?
Salamat po sa information.❤
Paano po kung wala kang TIN number pero may social security number, pwede po mag open ng PERA?
Required po ba ofw magbayad ng tax sa bir
Just choose pagibig safe backed by goverment
Mp2 mas safe
Thank you for this, napabalik ako dito dahil may PERA na sa dragonfi. May confusion lang po ako.
Sa DragonFi(PERA) may reits po, and reits po may divident, since sa PERA d mo pwede ma withdraw ung money mo until 55 yrs old kana, ibig sabehin ba non, d mo makukuha mga divident gain mo sa reits, once na sa PERA account ka nag invest ng reits?
where to open PERA Account???saan lalapit??
Mam puede po bang makahingi ng tulong, nag register po ako sa Dragonfi last week pa po, hangang ngayon for verification pa rin po ako.
Napunta ako dito dahil sa shorts nio po on how to create pera sa df. Thanks po madam
Mp2 ma try nga yan 😊
marani pong salamat!
Ang problema sa pera account, limited lng yun funds sa philippine market. Wala man lang us o world markets. Tpos anglaki pa ng annual fees.
Pwede pa po ba ang 60 years old mag invest
If you’re in the upper middle class category. I would suggest learning about selling options.
Even if you pick the best dividend paying stocks of all time, you'll pay 25% of your dividends in TAX. That means your only hope of having any money is to LEAVE that country and never come back.
Salamuch for sharing
Hi MWE, I invest both in MP2 and also do dividend investing. As per my undestanding you can now open a PERA account like in Dragonfi and then buy individual stocks under your PERA account. In that way, pwede na natin gawin ang dividend investing by buying dividend stocks under your PERA account to enjoy the tax benefits etc instead of usual regular brokerage account. Tama po ba ang pagka intindi ko? Thanks po in advance sa advise.
This is helpful salamat po.
OK PO BAH ANG MP2 OARA SA EDUCATIONAL PLAN ??
MP2 masarap pakinggan, pero pag need mo na e withdraw, napakahirap !
Pwde po bang dalawang beses maghulog ng mp2 sa Isang account sa Isang buwan?ty
Pano po kung mag default yun mga borrowers ng Pag ibig sa mga utang nila, eh di malulugi ang Pag ibig Fund at syempre yun mga members nila baka hindi na makuha yun principal nila. Alam naman natin mga pilipino hindi nag babayad ng mga utang nila tinataksan nila yan madalas.
Ask ko lang po d nyo po nadiscuss if ever po na ofw ako pano ko mawwithdrw ung pera ko if ng mature na sa PERA?and ang withdrwal age po 55 nuh?so pag d ko pa wnithdrw at tinuloy ko pa around 60 ako pde po ba wala nmn bang mangyyaring bawas or ano man?thank u
Sana pala ang MP2 na lang ako kesa sa stock market. bagsak ang naipon ko. negative lahat ng portfolio ko.
Retirement becomes truly fulfilling when you possess two essential elements: ample financial resources and a meaningful purpose in life. Make prudent investment choices to secure good returns and ensure a comfortable retirement.
Kalokohan ng pagibig emergency nga dun ka nangangailangan ng pera eh tapos 50% lng makukuha interest.
Hello I'm here in US can I invest in MP2 and how I dont have Pag ibig ID?
Great content, Ma'am! Sharing this to my family and friends, also to my coworkers. 🙂
Good evening po maam,paano po mag open nang PERA account po.
Kaya walang gusto mag invest ng pera sa PERA. 😂😂😂 Kasi walang kwenta yung pera mo katagalan. Paikutin mo na lang sa negosyo kung ganun.
Ang ayoko lang jan sa mp2, yong 5 years maturity.
Mam, dapat po ba continuous ang paghulog sa mp2 or pwede one time lang?
Under saang Government Po Ang Pera?
Mas malaki ang PERA pero sa 55 years lang mag mature.
Kung mag MP2 po ako ng 100k po ilang taon bago mag mature or mag kano po yung tutubuin after 1yr or 2yr po?
Thanks for the insightful video, Tita Glo. Ask ko lang po, does that mean na there will be a "double fee" in the PERA framework since may management fees from the PERA administrator as well as transaction fees from buying securities of your choice? Any thoughts po?
Hi hello po,,sa mp2 po ba is pedeng isang bagsakan ng pglagay ng pera po? And pede po ba mgppamember pa lng po sa pagibig bago mglagay ng pera?
Hi new subscriber here
Thanks for sharing
Mam paanu po kaya mag apply Jan OFW po
Hello po. May Tanong po Ako. Ano pong mangyayari sa mp2 savings ko kapag pinabayaan ko na at di hinulugan Yung regular savings? Ty po sana masagot
Hi madam, may mp2 account ako , unfortunately na stop ko and hulog last July 2024, pwede ko ba mag continue in same account and in different amount every month.
❤❤❤❤❤❤❤
One is an investment outlet. The other one is a tax minimizing mechanism (not as investment asset per se). PERA acts like a funnel for various types of investment assets as stipulated in the law. This is like comparing a stock or a bond to a trust agreement. Apples and oranges.
Paano mag apply mp2 maam pag ibig member po ako