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Best Investing Apps For Europeans
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Best Investing Apps For Europeans

  • October 27, 2025
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All the links to the brokers I mentioned & get a sign-up bonus here https://smartmoneywithkai.com/tools STOCK BROKERS …

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38 comments
  1. @SmartMoneywithKai says:
    October 27, 2025 at 11:33 pm

    🔵 All the links to the brokers I mentioned & get a sign-up bonus here👇
    https://go.smartmoneywithkai.com/links

    Reply
  2. @aegis_helion says:
    October 27, 2025 at 11:33 pm

    Pal noone became rich from percentage of interest

    Reply
  3. @cosmibadboy5230 says:
    October 27, 2025 at 11:33 pm

    👀

    Reply
  4. @Rosa-heo says:
    October 27, 2025 at 11:33 pm

    Yo help. I’m 15 and I just want to invest in some index funds

    Reply
  5. @rodhoek1046 says:
    October 27, 2025 at 11:33 pm

    much appreciated

    Reply
  6. @inorb1 says:
    October 27, 2025 at 11:33 pm

    Revolut and freedom24 are from russia

    Reply
  7. @Janice-q3b says:
    October 27, 2025 at 11:33 pm

    Hi any broker or investing app you can recommend for someone starting small in investing here in Italy? I just saw your video from 3 yrs ago today while searching about reviews on investing on revolut so I got curious and decided to look for another regarding investing through your other videos then found this about what u recommend and what not to recommend when investing. I just downloaded the app last Dec 13 and tried crypto and investing in stocks.

    Reply
  8. @YesWec says:
    October 27, 2025 at 11:33 pm

    Great vid as usual. But please, can i still invest in S&P 500 through 212 Trading from Italy, or they're absolutely different?
    Also, given my zero experience about investing, I'm planning to take some courses (on how to invest) before i may start to invest.
    Please how did you become expert yourself?

    Reply
  9. @BazeAnakiev says:
    October 27, 2025 at 11:33 pm

    Hello, i have one qusetion, do you know Solidor Financiere platform, what are you gonna say first that platform is it real and how good is it, pease give me ana answer

    Reply
  10. @Desperas says:
    October 27, 2025 at 11:33 pm

    top man

    Reply
  11. @assistento76 says:
    October 27, 2025 at 11:33 pm

    I don't understand this Interactive Brokers. Why it is so expensive to buy ETF throught it. For example if I try to buy one etf NUKL with market price 33.80 euro in German Stock, preview will show me price of 39 euros?! That is huge fee. I live in Finland.

    Reply
  12. @heusenbergbatista9572 says:
    October 27, 2025 at 11:33 pm

    Hello, I don’t think trading 212 still has the protection of 20,000€. If you go to their website they say that the money is invested on QMMF, and because of that the money is treated as an investment and not as money held in a bank, therefore the protection will not be available. Can you confirm if I’m getting it right?

    Reply
  13. @angelinaolofsson says:
    October 27, 2025 at 11:33 pm

    Hi, it seems that in the trading 212 platform you are not the owner of your stocks (is it true?) Also when you have money in your account earning interest, the fund of up to 20 thousand euros and the insurance stop having effect.

    Reply
  14. @MaMa-lb5fr says:
    October 27, 2025 at 11:33 pm

    https://youtube.com/post/UgkxsAeJ77XRBciM1Eh4CJTbY7QJjguzi-o-?si=7H5v1KAxBR_RLnRN

    Reply
  15. @chriskern163 says:
    October 27, 2025 at 11:33 pm

    Great content, Kai. I really enjoyed this comparison. After watching this, I was keen to try Lightyear, but it seems right now they only support GBP, EUR, and HUF (so if youre based in Poland for example they will outright refuse to allow you to create an account) I'm probably going to go with Trading212 as they seem to offer the best flexibility along with no fees for inactivity.

    Reply
  16. @K.Anagno says:
    October 27, 2025 at 11:33 pm

    Hi I loved your video . I’m new in investing so can you suggest me on what platform is safer to invest in? P.S I’m from Greece 😁

    Reply
  17. @doruv25 says:
    October 27, 2025 at 11:33 pm

    I am using XTB .. they have a branch in Romania and we have a law here if you sell your stock after more than a year of holding it you pay just 1% tax when the broker has a local branch :).. Any thoughts on XTB ?

    Reply
  18. @e.t.theextraterristrial837 says:
    October 27, 2025 at 11:33 pm

    I am non-EU resident here and I chose IBKR because they are present in many countries and
    If I need to leave the EU, I can easily transfer my positions.

    Reply
  19. @hihihihihilettuce says:
    October 27, 2025 at 11:33 pm

    can you also buy and sell crypto on these or just some of these?

    Reply
  20. @anonymous2_80 says:
    October 27, 2025 at 11:33 pm

    Can i register for trade 121 staying in Africa??

    Reply
  21. @soren2391 says:
    October 27, 2025 at 11:33 pm

    Hello, i have a question. Is it possbile to generate a passive income (like im having 10k worth of shares and get 10€ per year)?
    # Dividens

    Reply
  22. @GiriShankar-i2p says:
    October 27, 2025 at 11:33 pm

    Hi Kai, appreciate all your work. i am trying to open an account in both trading 212 and lightyear however, both the apps ask for my passport info, although i have an indian passport, I live in netherlands. This is not working in my favour. any workarounds for this? thank you in advance.

    Reply
  23. @showdowndude says:
    October 27, 2025 at 11:33 pm

    yo im a 14 yr old and trading 212 won’t let me invest

    Reply
  24. @JustALilBtc says:
    October 27, 2025 at 11:33 pm

    What app have the most of the stocks

    Reply
  25. @BriianGuiza says:
    October 27, 2025 at 11:33 pm

    I'm student in Germany but I'm really interested in this :). I'm from Colombia. As a beginner, which option would you recommend me? I just want to start investing small amounts of money. First i thought going with TR because is based in Germany because of taxes maybe would be better but 1e per transaction would be too much if i just want to start with 10e , isn't it?

    Reply
  26. @jeffreyhuyghe2002 says:
    October 27, 2025 at 11:33 pm

    What about coinbase ?

    Reply
  27. @MichelDrone says:
    October 27, 2025 at 11:33 pm

    Well I hope you get the share, because I used your link for the $100 share.

    Reply
  28. @nononnomonohjghdgdshrsrhsjgd says:
    October 27, 2025 at 11:33 pm

    rade Republic ist nicht günstig. Trade Republic berechnet jedes Mal, wenn ich zusätzlich zu einer aktuellen Position investieren, die Durchschnittspreise in meinem Portfolio falsch. Auch wenn die Praxis vernachlässigbare Auswirkungen zu haben scheint, beträgt der gestohlene Betrag in meinem Fall bereits 80 Euro bei 7000 Euro für 2 Monate. Zudem wurde der Kaufpreis einfach in meinem Portfolio ersetzt, wodurch ich das Risiko einging, Zeit und Geld zu verlieren. Ich musste sehr lange warten, bis ich mit meiner Investition einen Gewinn erzielen konnte. Der durch den Ersatz des Kaufpreises gestohlene Betrag floss in die Taschen der Kriminellen von Trade Republic.

    Reply
  29. @aravindraja92 says:
    October 27, 2025 at 11:33 pm

    Hi
    The apps that you suggested is investing or Trading? I am fedup with CFD Trading.

    Reply
  30. @ahlamtaha5511 says:
    October 27, 2025 at 11:33 pm

    Lightyear isn’t available In Sweden 😢

    Reply
  31. @vitormascia says:
    October 27, 2025 at 11:33 pm

    amazing content! thanks for always keeping it simple

    Reply
  32. @motsuwu says:
    October 27, 2025 at 11:33 pm

    Can I invest on SP500 from Trading212? Also do I get dividend income from it?

    Reply
  33. @masteryoutuber19 says:
    October 27, 2025 at 11:33 pm

    Why don't you buy APC instead of AAPL (It is Apple stock but on German exchange, no fx fees, I did this, no fx risk)

    Reply
  34. @snailedlt says:
    October 27, 2025 at 11:33 pm

    Great video as always Kai!
    As a Norwegian, whenever I'm looking for advice on brokers and related tools I look for your videos first.

    Please read on, as I would really like your input on this:

    I really disagree with your view on Etoro for a lot of reasons:
    1. CopyTrader is optional, and as such it cannot be counted as a negative, but it can be positive for people who are not that interested in spending time learning about investment, and just wanna invest in someone they trust and see that have good average returns. Also anyone can earn money from copy-trading, so it can be another income source if you're really good at investing and/or give good advice so that a lot of people copy you.
    2. The fees aren't bad at all. There's no fees when trading stocks, and the spread is usually 0.1-0.2%. With the minimum investment amount being $10, that means the minimum "fee" is 1 cent, or $0.01. This is the most important fee, since it will be applied every time you purchase a stock. The withdrawal fee sucks a bit, but it's a really small amount, and if you're serious about investing you won't be withdrawing your money any time soon anyways. If you have put over $25k into your account there's no withdrawal fee anymore. The inactivity fee also kinda sucks (like all fees), but this is also a small fee, and it's only applied if you don't log in for a year. You don't have to buy or sell anything, just log in, which takes 30 seconds at most… so very easily avoided. The conversion fees also suck, but if you use something like Revolut to deposit USD there is no conversion fee. Alternatively you can also deposit into Etoro Money to avoid the conversion fees, though I haven't tried that myself, so I can't say for sure how easy and reliable that is.

    There are a lot of cons though, but for me the pros have outweighed them so far. Here's a summary of the greatest pors and cons imo:
    Cons
    1. Lack of transparancy: Even though Etoro has much lower fees than other competitors (especially for low amounts of money), they market themselves as free. As you mentioned in this video, they are not free since they earn money mainly from the spread. This is a shame, because the fees they do have are really low, so they could just market them as low fees. Instead they market them as free, and that makes a lot of people distrust them.
    2. Bugs: In my 2 years using Etoro I've noticed a lot of bugs, unclear messaging and overall bad UX design. Etoro is for the most part a really smooth experience and a sleek app, but there are still a lot of cases where you will encounter bugs related to state which (fortunately) can be solved by closing and re-opening the app. There's also some bad UI choices, like having Daily P/L and Change (which looks like it could be Daily P/L%) have different starting points and ending points. Seemingly one counts the P/L since the market open (16:00 in Norway), while the other counts the P/L % since the start of the day (05:00 in Norway). When reporting these bugs and bad UI/UX designs to support they usually brush it off saying it's the intended way for it to function and that I simply misunderstood, instead of realizing that I probably misunderstood because it's confusing having two different starting points for percentage and dollar gains.
    3. Etoro will sometimes close trading on assets for seemingly no reason. Sometimes it feels like market manipulation more than anything. Now this is not exclusive to Etoro, but it's still a really bad thing. Thankfully as a long term investor this doesn't affect me much. If you are a day- or swing-trader however, this will be a dealbreaker.
    4. Fees and spreads on crypto, funds and commodities currencies are bad, so for those I recommend using other platforms. Especially for crypto and funds where there are a lot of alternatives with no fees or very small fees.
    5. You can't transfer stocks to other brokers: This might become a dealbreaker for me eventually because, but I hope that they will (like Trading212) offer stock transfers for a small fee.

    Pros
    1. No fees when trading stocks, and very low spreads (contrary to popular belief). There are a few other fees like conversion, inactivity and withdrawal fees which (like I mentioned earlier) can all be easily avoided.
    2. Trade execution is fast relative to many older brokers, and usually happens in less than a second.
    3. The news and social part of Etoro is great for getting a feel for the market sentiment.
    4. You can get extra income from being a popular investor if you spend some time actively posting about the market and your investments.
    5. The app is for the most part really user friendly and smooth (even with the visual bugs), and even though it's not perfect it's better than the alternatives I've tried like Interactive Brokers and Nordnet. The only investing app I've tried that has a better overall user experience is Revolut.

    Reply
  35. @rjrb8778 says:
    October 27, 2025 at 11:33 pm

    I have one question, TradeRepublic, until today, allow to move our portfolio to other broker if we want? P.S- The video is amazing, thx Kai

    Reply
  36. @florence_fernandez says:
    October 27, 2025 at 11:33 pm

    What about scalable capital? I found since this year it’s not possible to send money to SC

    Reply
  37. @illia4503 says:
    October 27, 2025 at 11:33 pm

    Hi. Thank you for the video! I have the noob question, are there any problems with ETFs if I move between EU countries? What if I bought ETFs from Poland, using a Polish residence permit, and then go to Spain and expand my portfolio there, and then want to withdraw money in Spain, having a Spanish residence permit?

    Reply
  38. @novanemesis_forever1597 says:
    October 27, 2025 at 11:33 pm

    Can you suggest an app for latvia

    Reply

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