In this video, we will be discussing 10 personal finance rules that can help you save a lot of money and secure your financial …
source
In this video, we will be discussing 10 personal finance rules that can help you save a lot of money and secure your financial …
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29 comments
Kisika monthly income 5 lac ho to, kya savings account me 30 lac rakhna chahiye emergency 6x rule k hisab se
God bless you sir g
This video deserves endless likes.
10:30 Bhai savings account mein rakhna hi kyu hai
Good job
Personal Finance Daily 10 Rules :- These are General Rules Plan by your situation
1. Rule of 72 ( 72/7% Interest Rate )
2. 100 – Age (Equity)
3. 50-30-20 Rule (50 – Needs 30 – Wants 20 – Invest)
4. 6X Emergency Fund in Saving A/c (Auto Sweep) or Invest in Liquid Low Risk
5. 20X (Salary × 20) Life Insurance
6. 40% EMI Rule (Invest Later Payoff Loan First Make Tenure as Low as possible)
7. 25X Retirement Rule (Yearly Exp × 25) (Consider Inflation if retirement is too far 33X)
8. 1 Week Rule (Sip 1 Day Later of Salary)
9. 3×3×3 Investment Plan (3 Health Insurance Life Insurance & Emergency Fund 3 Debt Repay NPS & SGB's 3 Stock MF & Real Estate)
Follow The Financial Rules According to Situation
❤❤❤
Why saving account for retirement fund why not swp
Sir, your rules are good if looked in isolation. 50-30-20 rules says I can spend 50% on necessities and 20% on savings. In case where my income is 50000, I am saving only 10000 every month. How I am creating an emergency fund of 3 lakh in that case.
If only 20% is saved, how I am buying assets as EMI cannot go beyond 40%.
🎉🎉very impressive vedio. 🎉🎉
Bhaiya all financial content creator or advisor sare investment plan Tear 1, Tear 2 and Tear 3 cities ke income ke hisab se banate hai
What if agar aap Village areas main jo log mehnat majduri karke pesa kamate hai unke liye bhi to kuch plan unke according bana sakte ho
Jese wo lig jyada post office, Gramin Bank ya fir kahi koi relative ne LIC ki policy chipka di to use pe wo depend rehte hai
What if agar aap gramin area ke logo ke liye koi unke minimum se minimum income plan ke hisab se good saving and investment plan bata do
Jisse wo apne bacho ko padha sake and unki shaadi kara sake or apne budhape ke liye thoda bhut kuch bacha sake jisse unko us age main bhi bacho pe depend na rehna pade
Please please please bhaiya aap ispe ek series leke aao aapko bhut pyaar milega
And aap pehle financial creater hoge jiski baat unko samjh aayegi and wo aware honge
Gramin areas main abhi bhi log financial planning ke mamle main bhut peeche hai
And agar unko koi video youtube pe dikhti bhi hai to plan ya fir content esa hota hai jo cities ke according hota hai wo skip karke aage badh jate hai
Meri aapse request hai ❤
Personal finance requires when you don’t have money 😊
Thankyou ❤
Timestamps (Powered by Merlin AI)
00:03 – Understand the rule of 72 for calculating investment doubling time.
02:30 – Invest in instruments with 10% interest for doubling money in 7 years
04:31 – The 50/30/20 rule helps in budgeting and investing income effectively.
06:35 – Save six times your monthly expenses in your savings account for emergencies and retirement.
08:40 – Keep your monthly loan EMI below 40% of your salary.
10:50 – Save multiple crores to sustain annual expenses
13:03 – Invest first, spend later
15:25 – Consider individual circumstances before applying financial rules
Great video!!❤
😂😂
Personal finance strategies help secure the future.
Personal finance strategies help secure the future.
pranjal ji maine suna annual income ki nehi , annual expenditure ki 20x life cover liya ja sakta hai…. konsa sehi hai ????????????????
7:48 – "Agar aap mahine ka 10 lakhs kamaate ho" -> toh 2 Cr nahi 24 Cr ka Life Insurance lagega 🙂
Wow
This is good idea
Life can be relax and feel good
Good idea
Namaste
Investing in IPO’s is one way in which investors can grow their money well.
For instance when Amazon floated an IPO, each share was priced at $18. It currently
Trades at $3100.
Thanks
Wah!
How did you start MENAING What are your sources of learning finance from beginning
Namaste
One good rule that I read about
Diderot effect:
As per this rule stated by diderot , any new purchase can lead to associated purchases leading to spiral consumption
Readers may google for understanding this effect as it will lead to prevention of overspending
Thanks
Video mai sab theek tha….fir aaye ye 3 rules, 1) retirement rule, 2) emergency fund rule, 3) 20x insurance rule…….Kasam se Pranjal bhai….fat k chaar ho gyi…Life chill thi aaj tak, ab tension ho gyi….
but why 72
Sir U mentioned health insur.ance ,life insurance , retirement, day tiday life expenses Home loan what about children higher education loan
Agar 40% emi hogi to 50/30/20 wala rule kese Kam karega???