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9 High Interest Fixed Deposit Savings Accounts in South Africa (to Grow Savings FASTER)
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9 High Interest Fixed Deposit Savings Accounts in South Africa (to Grow Savings FASTER)

  • June 25, 2026
  • Money Tips
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This video is for any South African looking to earn the highest interest on fixed deposit savings or fixed deposit investmet accounts …

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38 comments
  1. @YvonneFreely says:
    June 25, 2026 at 11:03 am

    Hello Free Squad!! 🙌🏾 Please hit the ‘Like’ button if this is useful and please DO NOT skip the ads to support the creation of more of these personal finance videos 🧡😅

    I’m here to help so if you have any questions, please use this comment section to ask. Also let me know what topics you would like me to make videos on next!

    Reply
  2. @paullal6759 says:
    June 25, 2026 at 11:03 am

    Put 1.5 mill in Nedbank…5 yrs fixed…. U will get 2.5 mill after 5

    Reply
  3. @likeasparrowinthewildernes8333 says:
    June 25, 2026 at 11:03 am

    2 Esdras 7:75

    I answered and said, "If I have found favor in thy sight, O Lord, show this also to thy servant: whether after death, as soon as every one of us yields up his soul, we shall be kept in rest until those times come when thou wilt renew the creation, or whether we shall be tormented at once?" 76 He answered me and said, "I will show you that also, but do not be associated with those who have shown scorn, nor number yourself among those who are tormented. 77 For you have a treasure of works laid up with the Most High; but it will not be shown to you until the last times.

    78 Now, concerning death, the teaching is: When the decisive decree has gone forth from the Most High that a man shall die, as the spirit leaves the body to return again to him who gave it, first of all it adores the glory of the Most High. 79 And if it is one of those who have shown scorn and have not kept the way of the Most High, and who have despised his law, and who have hated those who fear the Most High — 80 such spirits shall not enter into habitations, but shall immediately wander about in torments, ever grieving and sad, in seven ways.

    81 The first way, because they have scorned the law of the Most High. 82 The second way, because they cannot now make a good repentance that they may live. 83 The third way, they shall see the reward laid up for those who have trusted the covenants of the Most High. 84 The fourth way, they shall consider the torment laid up for themselves in the last days. 85 The fifth way, they shall see how the habitations of the others are guarded by angels in profound quiet. 86 The sixth way, they shall see how some of them will pass over into torments. 87 The seventh way, which is worse than all the ways that have been mentioned, because they shall utterly waste away in confusion and be consumed with shame, and shall wither with fear at seeing the glory of the Most High before whom they sinned while they were alive, and before whom they are to be judged in the last times.

    88 "Now this is the order of those who have kept the ways of the Most High, when they shall be separated from their mortal body. 89 During the time that they lived in it, they laboriously served the Most High, and withstood danger every hour, that they might keep the law of the Lawgiver perfectly. 90 Therefore this is the teaching concerning them: 91 First of all, they shall see with great joy the glory of him who receives them, for they shall have rest in seven orders.

    92 The first order, because they have striven with great effort to overcome the evil thought which was formed with them, that it might not lead them astray from life into death. 93 The second order, because they see the perplexity in which the souls of the unrighteous wander, and the punishment that awaits them. 94 The third order, they see the witness which he who formed them bears concerning them, that while they were alive they kept the law which was given them in trust. 95 The fourth order, they understand the rest which they now enjoy, being gathered into their chambers and guarded by angels in profound quiet, and the glory which awaits them in the last days. 96 The fifth order, they rejoice that they have now escaped what is corruptible, and shall inherit what is to come;

    and besides they see the straits and toil from which they have been delivered, and the spacious liberty which they are to receive and enjoy in immortality. 97 The sixth order, when it is shown to them how their face is to shine like the sun, and how they are to be made like the light of the stars, being incorruptible from then on. 98 The seventh order, which is greater than all that have been mentioned, because they shall rejoice with boldness, and shall be confident without confusion, and shall be glad without fear, for they hasten to behold the face of him whom they served in life and from whom they are to receive their reward when glorified.

    99 This is the order of the souls of the righteous, as henceforth is announced; and the aforesaid are the ways of torment which those who would not give heed shall suffer hereafter." 100 I answered and said, "Will time therefore be given to the souls, after they have been separated from the bodies, to see what you have described to me?" 101 He said to me, "They shall have freedom for seven days, so that during these seven days they may see the things of which you have been told, and afterwards they shall be gathered in their habitations."

    102 I answered and said, "If I have found favor in thy sight, show further to me, thy servant, whether on the day of judgment the righteous will be able to intercede for the unrighteous or to entreat the Most High for them, 103 fathers for sons or sons for parents, brothers for brothers, relatives for their kinsmen, or friends for those who are most dear." 104 He answered me and said, "Since you have found favor in my sight, I will show you this also. The day of judgment is decisive and displays to all the seal of truth. Just as now a father does not send his son, or a son his father, or a master his servant, or a friend his dearest friend, to be ill or sleep or eat or be healed in his stead, 105 so no one shall ever pray for another on that day, neither shall any one lay a burden on another; for then every one shall bear his own righteousness and unrighteousness." …..2 Esdras 7:75

    ////////////////////

    Reply
  4. @BlanchCarolus says:
    June 25, 2026 at 11:03 am

    Does one get taxed on all the investments and is there a maximum amount of investment accounts one person can have at any given time? Does the revenue services see all these investments as something EXTRA that you have for them to benefit on when in actual fact one has gone without some of your needs just to save/invest (coz now it looks like one has a lot of money saved as if it is extra meanwhile you have suffered for your future)? Hope I make sense

    Reply
  5. @homez-29 says:
    June 25, 2026 at 11:03 am

    I don’t see any capitec advice, is it not mentioned anywhere?

    Reply
  6. @mpumelelohlokoloza9370 says:
    June 25, 2026 at 11:03 am

    Is it possible to create a fixed deposit account only for a period of six months?

    Reply
  7. @jameschikuwa8384 says:
    June 25, 2026 at 11:03 am

    Thanks Yvonne for sharing such a minefield of investing info

    Reply
  8. @bmt973 says:
    June 25, 2026 at 11:03 am

    Also consider the worst case scenarios. What happens when you need to access your funds before end investment period? Standard bank has a Market Link account. Interest is decent AND I have instant access to my funds if and when I need them.

    Reply
  9. @MbuyiMqele-mn3em says:
    June 25, 2026 at 11:03 am

    I am covered after having read other people's comments and your responses. Thank you so much Yvonne, you are doinc a stunning job.

    Reply
  10. @MbuyiMqele-mn3em says:
    June 25, 2026 at 11:03 am

    Hi Yvonne. I don't hear you talking about the commonly known banks in SA. We are not familiar with Time Bank & Sasfin bank. How are the interests from the commonly known banks in SA?

    Reply
  11. @DEATHBLAST77 says:
    June 25, 2026 at 11:03 am

    Hi i have a question , do you get 8% back per month on a 32 day notice fund at capitec or is it per anam ?

    Reply
  12. @Arithmitizer says:
    June 25, 2026 at 11:03 am

    How much of the interest money will be taxed in each of these investments?

    Reply
  13. @ValentineOuma-cz8ze says:
    June 25, 2026 at 11:03 am

    Best . acknowledged.thank you

    Reply
  14. @thandimadinganyoni4690 says:
    June 25, 2026 at 11:03 am

    Why is it that they don't allow beneficiaries on these investments?

    Reply
  15. @caroljosiah3057 says:
    June 25, 2026 at 11:03 am

    Great content new here but super informative questions ask also to shed some light on investing i want to do in 2025🥰

    Reply
  16. @rbee2062 says:
    June 25, 2026 at 11:03 am

    Hi dear. Do you know why Tyme Bank limits savings to only R100k?

    Reply
  17. @jorjatk says:
    June 25, 2026 at 11:03 am

    Thank you 🙏🏿

    Reply
  18. @tpmash says:
    June 25, 2026 at 11:03 am

    I love this!!!! Thank you ❤❤❤❤ Im all about Free money

    Reply
  19. @anathikafu4504 says:
    June 25, 2026 at 11:03 am

    Hy, where is the head office for Tyme Bank?

    Reply
  20. @YsterRamushu says:
    June 25, 2026 at 11:03 am

    Hi Yvonne. I do the 6months with std bank and after maturity, I reinvest and before I got good money but the next one, they dividend it by two. They question is why are they dividing it because inflation fluctuate as well but with minimum period. Am I been robbed

    Reply
  21. @fa63 says:
    June 25, 2026 at 11:03 am

    Hi, you recommend sasfin, access, and african bank. You need to tell your subscribers of the poor quality service of these banks. One or two of the banks has fraud, whereby money gets withdrawn without their consent. Customer service is very poor. Sasfin may even close down due to all the fraud etc. So next time don't just quote the highest interest rates that will be received, but analyze the bank's complaints etc. Your subscribers must know about these things. If eg. Capitec offers 7% nominal for 3 years and sasfin or access offers 10%.rather go with capitec cause their complaints ain't bad. I just used capitec, but there's other well known stronger banks out there. Yes, they will give a lesser interest rate for fixed deposits, but would you rather want to gain a 3% extra at a bank and have problems with those better yielding banks. Banks offer higher interest rates compared to to others for a reason. They not doing too well due to certain reasons and are looking for depositors. The other banks offering lower are more stable banks where your money is more secure.

    Reply
  22. @moaru98 says:
    June 25, 2026 at 11:03 am

    This is worth looking into

    Reply
  23. @sifisozuma1675 says:
    June 25, 2026 at 11:03 am

    Thank you for such an informative video.
    What is your advice on investing in BrokStock?

    Reply
  24. @angyhadebe says:
    June 25, 2026 at 11:03 am

    Thank God, I came across this channel ❤

    Reply
  25. @koketsomokgatlha9839 says:
    June 25, 2026 at 11:03 am

    What's the minimum deposit for the african bank investment?

    Reply
  26. @sandilezulu982 says:
    June 25, 2026 at 11:03 am

    Good information for people whose risk tolerance are low.I will still stick to the market for anything longer than 5 years.

    Reply
  27. @nithienbadal6733 says:
    June 25, 2026 at 11:03 am

    New favorite finance channel on YouTube

    Reply
  28. @Refiloe-h3j says:
    June 25, 2026 at 11:03 am

    Nice video

    Reply
  29. @loyisopethu118 says:
    June 25, 2026 at 11:03 am

    Great content👌 Just subscribed!

    Reply
  30. @lehlohonololetsaba727 says:
    June 25, 2026 at 11:03 am

    Great video 🎉
    Is there a tax loophole for people who are getting six figure profits annually from the fixed deposit investment?

    Reply
  31. @FinancialConsultdotcodotza says:
    June 25, 2026 at 11:03 am

    I don't want a fixed account because I get much better returns using LocalSpot and when I wait for SARS I have it in a 8% savings. Using LocalSpot I get 35% 😊

    Reply
  32. @TheZuluPrincess says:
    June 25, 2026 at 11:03 am

    These banks aint tryna pay!😏 Thanks for the info🙃

    Reply
  33. @LondiweZ says:
    June 25, 2026 at 11:03 am

    you have gain your self a new member in your channel.

    Reply
  34. @billyork9588 says:
    June 25, 2026 at 11:03 am

    Thank you for your clear explicit explination of the different types of accounts available. This information clearly shows how people with minimal amounts to invest can use them to grow their wealth!

    Reply
  35. @reantai7101 says:
    June 25, 2026 at 11:03 am

    Question please if I want to earn R100k a month on interest which account would be suitable and how much would I have to invest?

    Reply
  36. @nkuthalomampofu6078 says:
    June 25, 2026 at 11:03 am

    I'm in love with your content.

    Reply
  37. @tshupotlhong4663 says:
    June 25, 2026 at 11:03 am

    The danger in fixed deposit is they attract tax.

    Reply
  38. @lifeandliving7893 says:
    June 25, 2026 at 11:03 am

    Love!! Subscribed!!

    Reply

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