Hi Toby, I found your videos very useful, I have no idea about this but your videos gave me the confidence to give it a go, so thankyou for your valuble time. I downloaded this added my funds last night, used Toby as promotional code but I did not receive a £100 in to my trading account.
Crypto is risky as many would say but I think the actual risk in Crypto is not investing, buying the capitulation isn't a tough call, but it is a very tough call to figure out what to do aside holding. I remember when I just got into crypto back in 2019 but later in 2020 I ended up selling it because I was dumb and I didn't understand it. I studied and learned and now I know how it works. Got back into crypto early in 2023 with $10k and I’m up with $129k in a short period of time
Sorry I'm a newbie to Trading 212, How do you find Toby's pie, I can see all of the top pies and the new pies and I can scroll down hundreds of pies but how do you search for Own the World.
Interested to know why you’d go for the Vanguard Global All Cap Index Fund at 0.23% when the HSBC fund is available at 0.13% which has marginally outperformed the Vanguard fund over the last 5 years? Is it because you’re locked into Vanguard?
Hi Toby, New to investing but not saving! If I invest a lump sum into a S/S ISA, do I still get to choose where to invest or are you limited to that companies portfolio? Would you advise spreading the lump sum across several ETFs or just choose one?
So for 1 pie could it be 1 index funds or better to make it 1 pie with multiple index funds? If i create my own pie and not use a model do I still have to pay for a total expense ratio? TER
Hi Toby. Great videos. I am new to Stocks and Shares ISAs and your videos have really helped. However, I opened a HL S&I in December and started investing there. This is before I discovered your videos. Is it worth switching over to Trading 212 and how easy is the process? Alternatively, am I better waiting until the new tax year? Thanks! James
Can anyone help with ethical investing? I want to start investing in index funds but avoid non-renewable energy, weapons. The standard world or S&P index funds all include these. I would try to make a pie of same companies less those few I don't want but don't know how to do this? thanks
IMHO one of the best things about index funds is they reconstitute occasionally removing poor performing companies. A market weighted index allows you to invest in the best companies in the world. We're 60% total US market and 30% total international stocks the last few years since 2007. I'm not a bond investor. The balance is cash in high yield savings and a small amount of bitcoin. It does take a while to figure out the risk level you can tolerate and the discipline to invest every month without having to think about or pay attention to whatever markets are doing. Thanks for the authenticity and prudent advice. You're doing a great service to the next generation that follow you.
You usually use invest engine quite alot. Have you also decided they aren't great? Pity as they don't support transfers out. I moved everything from HL to invest engine for my ETFs and have found i dont like them (and its dodgy that they dont support transfers out). 212 is way better.
Hi Toby, thanks for your videos, super informative, I’ve used your referral to sign up to Trading 212 today! I have a question about currency, am I better off opening a $ bank account where I can then trade in $, or do you do everything in £ and don’t find the $ to £ conversion an issue? I have invested in the S&P 500 and someone told me to be wary of the exchange rate so I was just wondering if you have an opinion on this as google wasn’t so helpful! Thanks so much!
Happy new year Toby can I ask a question if you invested 10k in S&P index fund or if you invest 1k in each Top 10 from S&P so 10k which would make more profit ? Thanks in advance for reply
I’m trying to decide on which investing platform to use, I’d almost settled on InvestEngine but then saw this video and trading 212 isn’t a platform I had looked into. I compared costs on Vanguard, AJ bell, Hargreaves lansdown & InvestEngine before making my decision. Just wondered your thoughts Toby on the various platforms. Apologies if you have a separate video on this but I’ve just found your channel so not looked through all your content yet
The problem is the more knowledgeable we become we tend to add more shares, funds, ETF's etc and the majority do not sell the older because why sell the ones doing well and the dogs may break even at some point in the future is I think the thought process for many people.
Hey Toby, nice video. I had a question. I have around £10,000 free that I can used, not my emergency funds. Would it be a bad idea to invest this in the S&P 500 as a lump sum? Or would I be better off just putting this in slowly? Thanks
I have been curious about putting a small amount of my money into bitcoin (only a small amount that I won’t be upset over losing). Anyways i posted this on Reddit and said I was also looking to invest in index funds, all the bitcoiners jumped in to say how daft I was being by doing that and how I should be putting more in bitcoin and holding on to it forever. They’re very profound about bitcoin aren’t they.
Best investing Channel on You Tube, and believe me I watch a lot of them, no bull, no click bait crap, etc etc and for anyone who’s new to investing or thinking about doing it then this is the guy to follow.
Great video, just one question, when it comes to ETF's I currently invest in 4 which overlap each other in some way (VUAG, VWRP, DFNG, HUKX) and I also invest into the big 7 in a separate pie. My question is am i making a stupid decision or not? I'm new to investing and spent hours watching these videos trying to learn.
Toby – one thing worth adding may be that when the stock market is down (as we all know it will rise sometime) you actually get better value for your monthly investment. I know I look to see if the graphs are on a falling curve when my money drops in. It means I get more shares for the same investment.
45 comments
Hi Toby, I found your videos very useful, I have no idea about this but your videos gave me the confidence to give it a go, so thankyou for your valuble time. I downloaded this added my funds last night, used Toby as promotional code but I did not receive a £100 in to my trading account.
How much taxes if I go over 20k a year?
Crypto is risky as many would say but I think the actual risk in Crypto is not investing, buying the capitulation isn't a tough call, but it is a very tough call to figure out what to do aside holding. I remember when I just got into crypto back in 2019 but later in 2020 I ended up selling it because I was dumb and I didn't understand it. I studied and learned and now I know how it works. Got back into crypto early in 2023 with $10k and I’m up with $129k in a short period of time
i am not able to copy your pie. i click the link but does not take me to the app but the website. any insight into how i can do it
Does anyone know the best investing platform for usa?
I love this simple, patient mind set. Been enjoying these videos. Thanks for your good advise 🙂
If I'm living in Trinidad and Tobago can I invest in stock in UK and create a portafolio Toby?
Hi Toby great advise Thank you , I open Stoks ISA 1 day ago and your Code does not work it , For free shares
If am living outside the UK and I am not British can I still use it ?
Sorry I'm a newbie to Trading 212, How do you find Toby's pie, I can see all of the top pies and the new pies and I can scroll down hundreds of pies but how do you search for Own the World.
Hi Toby great content do I register with the app you mentioned even being based in Australia?
Yet another exposition by Toby Newbatt. I am new to investing and you have given me ideas and confidence to become an investor. IanC
Thank you. We need more financial education in this country.
I’m just starting my journey, and I should’ve started a long time ago.
Is Freetrade a good platform to use? Or do you recommend trading 212?
Good video
Wow Big Bro Some Of You Guys Are Doing Amazing With Real Teachings Shearing To OUR WORLD Wow Big Love And BLESSED🤩🥰🥰😍😍💞💞💞💚💙
Interested to know why you’d go for the Vanguard Global All Cap Index Fund at 0.23% when the HSBC fund is available at 0.13% which has marginally outperformed the Vanguard fund over the last 5 years? Is it because you’re locked into Vanguard?
I just copy your pie how it’s working mate ? Could you please explain me here ? I just copy and it’s looks like it not working
Good advice for a 5 yr old.
Hi Toby, New to investing but not saving! If I invest a lump sum into a S/S ISA, do I still get to choose where to invest or are you limited to that companies portfolio? Would you advise spreading the lump sum across several ETFs or just choose one?
So for 1 pie could it be 1 index funds or better to make it 1 pie with multiple index funds? If i create my own pie and not use a model do I still have to pay for a total expense ratio? TER
Just started to learn investing and how often should I put day or weekly on the stock ISA ??
Hi Toby. Great videos. I am new to Stocks and Shares ISAs and your videos have really helped. However, I opened a HL S&I in December and started investing there. This is before I discovered your videos. Is it worth switching over to Trading 212 and how easy is the process? Alternatively, am I better waiting until the new tax year? Thanks! James
Toby, what would you do! Autoinvest monthly or weekly in Vanguard ETF?
Very well explained
All these ads!! Necessary?
Hello, Im trying to set up a sip with invest engine. Is it wise to just invest in a global all world ETF or am I being silly
Hello Toby, would be possible please to share your thoughts about crypto ETF such as BLOK, BKCN and DAGB ? Thanks
Can anyone help with ethical investing? I want to start investing in index funds but avoid non-renewable energy, weapons. The standard world or S&P index funds all include these. I would try to make a pie of same companies less those few I don't want but don't know how to do this? thanks
IMHO one of the best things about index funds is they reconstitute occasionally removing poor performing companies. A market weighted index allows you to invest in the best companies in the world. We're 60% total US market and 30% total international stocks the last few years since 2007. I'm not a bond investor. The balance is cash in high yield savings and a small amount of bitcoin. It does take a while to figure out the risk level you can tolerate and the discipline to invest every month without having to think about or pay attention to whatever markets are doing. Thanks for the authenticity and prudent advice. You're doing a great service to the next generation that follow you.
You usually use invest engine quite alot. Have you also decided they aren't great? Pity as they don't support transfers out. I moved everything from HL to invest engine for my ETFs and have found i dont like them (and its dodgy that they dont support transfers out). 212 is way better.
Makes me think to set up index fund portfolio rather than junior ISA.
Hi Toby, thanks for your videos, super informative, I’ve used your referral to sign up to Trading 212 today! I have a question about currency, am I better off opening a $ bank account where I can then trade in $, or do you do everything in £ and don’t find the $ to £ conversion an issue? I have invested in the S&P 500 and someone told me to be wary of the exchange rate so I was just wondering if you have an opinion on this as google wasn’t so helpful! Thanks so much!
Happy new year Toby can I ask a question
if you invested 10k in S&P index fund or
if you invest 1k in each Top 10 from S&P so 10k
which would make more profit ? Thanks in advance for reply
I’m trying to decide on which investing platform to use, I’d almost settled on InvestEngine but then saw this video and trading 212 isn’t a platform I had looked into. I compared costs on Vanguard, AJ bell, Hargreaves lansdown & InvestEngine before making my decision.
Just wondered your thoughts Toby on the various platforms. Apologies if you have a separate video on this but I’ve just found your channel so not looked through all your content yet
Is Quantum AI a scam, seeing loads of advertisements about it, has anybody invested the suggested initial £200.
Great video, which real time digital ticker display have you got?
The problem is the more knowledgeable we become we tend to add more shares, funds, ETF's etc and the majority do not sell the older because why sell the ones doing well and the dogs may break even at some point in the future is I think the thought process for many people.
Any views on he update to the Trading212 app? Seen a lot complaining about the change to the Total returns both as £ & especially %.
Hey Toby, nice video. I had a question. I have around £10,000 free that I can used, not my emergency funds. Would it be a bad idea to invest this in the S&P 500 as a lump sum? Or would I be better off just putting this in slowly? Thanks
I have been curious about putting a small amount of my money into bitcoin (only a small amount that I won’t be upset over losing). Anyways i posted this on Reddit and said I was also looking to invest in index funds, all the bitcoiners jumped in to say how daft I was being by doing that and how I should be putting more in bitcoin and holding on to it forever. They’re very profound about bitcoin aren’t they.
Very good I’m doing my homework into investigating and like your open and honest assessments.
Best investing Channel on You Tube, and believe me I watch a lot of them, no bull, no click bait crap, etc etc and for anyone who’s new to investing or thinking about doing it then this is the guy to follow.
Great video, just one question, when it comes to ETF's I currently invest in 4 which overlap each other in some way (VUAG, VWRP, DFNG, HUKX) and I also invest into the big 7 in a separate pie. My question is am i making a stupid decision or not? I'm new to investing and spent hours watching these videos trying to learn.
A really good video and has helped me start my investing journey 👊🏾
Toby – one thing worth adding may be that when the stock market is down (as we all know it will rise sometime) you actually get better value for your monthly investment. I know I look to see if the graphs are on a falling curve when my money drops in. It means I get more shares for the same investment.